Find answers to some of the most frequently asked car insurance questions.
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Your car insurance rates may or may not increase after an accident depending on the type of insurance policy you have. Some insurance companies will forgive a first accident. If you're not sure how your insurance premiums will be affected after a car accident contact your insurance company or broker to learn more.
If you are going to be purchasing a new car, the best time to start the insurance process, is prior to buying your vehicle.
An insurance broker can provide you with a quote for the type of car you are interested in purchasing. Once an insurance broker has all the information they need to provide you a quote, it's easy for the to update your quote if you decide to add features or change vehicle models.
Getting your car insurance quote prior to purchasing your vehicle will help you avoid any insurance surprises.
Getting car insurance does not take long. The longest part is providing all of the required information. Once an insurance broker has all the necessary information it's easy for them to get quotes from multiple insurance companies.
While getting car insurance can be quick, be sure to do it well in advance of purchasing your vehicle to avoid any surprises.
If you are in a car accident, the first thing you should do is make sure you and anyone else involved are okay and in a safe location. When possible, pull over to the side of the road before getting out of your car. If anyone is hurt make sure someone calls emergency services.
After you have made sure everyone is okay, you'll want to look at the damage to all vehicles involved. Take photos and notes of all damage. Exchange insurance information and contact your insurance company as soon as possible.
There are many factors that will determine the cost of your car insurance such as the type of car you want to insure, where you live and/or work, your age, how long you've been driving, and your driving record, to name a few.
Because there are so many variables that affect car insurance rates, and the fact that insurance rates are always changing, it's not realistic to determine an average cost for car insurance in Ontario.
In order to determine how much your car insurance will cost, your best option is to contact an insurance broker so you can get an accurate car insurance quote. If you are looking to get insurance for a new car, be sure to get a quote before you purchase the car. That way you won't run into any care insurance surprises.