In this article, we’ll take a look at how much Ford F150 insurance premiums cost in fourteen markets throughout Ontario. The costs outlined in this article are intended to provide you with general insights. There are many factors that will affect the cost of your insurance, and insurance companies adjust premiums on a regular bases.

Key assumptions

The following key assumptions have been used to prepare and analyze the data contained herein.

• Male and female 40 years of age
• $2,000,000 liability coverage
• Average commute of 15 km, and a total of 15,000 km driven per year
• Driver licensed at earliest date and has driver training

A complete list of the assumptions used is provided at the end of this article.

Average cost of insurance for a Ford F150 in Ontario

The average Ford F150 insurance premium in Ontario is $1,889 per year. When you combine your Ford F150 insurance with another vehicle or your home (or other “multi-line” products like home insurance), you could save an average of $256, which would bring your premium down to $1,632 per year.

The following chart shows the average cost to insure a Ford F150 in select markets throughout Ontario.

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The following chart shows the cost of both monoline (single vehicle) and multi-line (multi-vehicle or vehicle and home) insurance for select markets throughout Ontario.

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The most affordable market in Ontario to insure a Ford F150 is Kingston, with an average annual premium of $1,469 for monoline and $1,289 for multi-line. The most expensive market in Ontario is Mississauga, with an average annual premium of $2,407 for monoline and $2,055 for multi-line.

The following chart shows how much you could save when you combine your Ford F150 insurance with another vehicle or your home.

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You could save an average of $256 when you bundle your insurance. The largest savings can be found in Toronto ($374), and the smallest savings in Kingston ($179).

Average Ford F150 Insurance Premium By Gender and Market

The following chart shows the average Ford F150 insurance premium by gender and market.

Ajax

Male: Monoline - $2,105; Multi-line $1,844; Savings $261

Female: Monoline - $2,082; Multi-line $1,807; Savings $275

Barrie

Male: Monoline - $1,748; Multi-line $1,524; Savings $224

Female: Monoline - $1,821; Multi-line $1,586; Savings $235

Hamilton

Male: Monoline - $1,975; Multi-line $1,716; Savings $259

Female: Monoline - $2,066; Multi-line $1,795; Savings $271

Kingston

Male: Monoline - $1,455; Multi-line $1,274; Savings $181

Female: Monoline - $1,480; Multi-line $1,304; Savings $176

Mississauga

Male: Monoline - $2,456; Multi-line $2,054; Savings $402

Female: Monoline - $2,357; Multi-line $2,056; Savings $301

Niagara

Male: Monoline - $1,611; Multi-line $1,407; Savings $204

Female: Monoline - $1,620; Multi-line $1,344; Savings $276

Oshawa

Male: Monoline - $1,947; Multi-line $1,694; Savings $253

Female: Monoline - $1,903; Multi-line $1,656; Savings $247

Ottawa

Male: Monoline - $1,576; Multi-line $1,377; Savings $199

Female: Monoline - $1,630; Multi-line $1,437; Savings $193

Peterborough

Male: Monoline - $1,601; Multi-line $1,400; Savings $201

Female: Monoline - $1,649; Multi-line $1,428; Savings $221

Pickering

Male: Monoline - $2,057; Multi-line $1,845; Savings $212

Female: Monoline - $2,068; Multi-line $1,812; Savings $256

Toronto

Male: Monoline - $2,163; Multi-line $1,787; Savings $376

Female: Monoline - $2,158; Multi-line $1,786; Savings $372

Waterloo

Male: Monoline - $1,629; Multi-line $1,421; Savings $208

Female: Monoline - $1,709; Multi-line $1,474; Savings $235

Whitby

Male: Monoline - $1,947; Multi-line $1,694; Savings $253

Female: Monoline - $1,903; Multi-line $1,656; Savings $247

Windsor

Male: Monoline - $2,043; Multi-line $1,765; Savings $278

Female: Monoline - $2,121; Multi-line $1,757; Savings $364

Key Takeaways

• The average annual insurance premium for a Ford F150 in Ontario is $1,889
• The most affordable market to insure a Ford F150 is Kingston, Ontario
• The least affordable market to insure a Ford F150 is Mississauga, Ontario
• By insuring your F150 with another vehicle or your home you could save an average of $256 per year

How to Get the best insurance rates and coverage for your Ford F150

The best way to get insurance for your Ford F150 is through an insurance broker, not an insurance company. Insurance companies sell their own insurance products, which limit your options. When you work with an insurance broker such as Best Buy Insurance, they’re able compare dozens of various quotes from different insurance companies. This enables the broker to find the best coverage and rates overall.

Ready to find the best Ford F150 insurance rates and coverage for your needs? Call Best Buy Insurance at 1-877-813-5710 or request your Ford F150 Insurance quote online. It’s free and there is no obligation. Find out how much you could save today.

Assumptions used:

Age: 40; Monoline; $2,000,000 Liability, standard SABS;$500 Coll; $500 comp; 44; 20/27; 43, 15 km commute; 15,000 annual km, Winter tires; parking in private driveway, vehicle purchased new, driver licensed at earliest date and has driver training.