Cottage Insurance

Get a free cottage insurance quote. Contact Best Buy Insurance today! Serving cottage owners throughout Ontario, including the Muskoka and Kawartha regions!


Cottage insurance isn't a legal requirement, but it's definitely a wise precaution to take! Premiums and coverage options include variables such as seasonality and location. Typically, seasonal cottage insurance premiums are higher than winterized cottages, which can often be covered as a “second home”. Many seasonal policies work on a named perils basis, wherein coverage is provided only for the risks you choose (ie. windstorms), though some providers offer all perils coverage. Generally speaking, cottage insurance is more expensive than home insurance, due to the perceived greater risk. 

At Best Buy Insurance, our experienced brokers will help find the cottage insurance policy that will best protect your home away from home!

Call us today at 905-683-3110 for more information!