Contractors Insurance

Are you a contractor? Protect yourself and your business. Get a free contractors insurance quote. Contact Best Buy Insurance today!

Protect Yourself & Your Business

If you're a contractor without insurance, you could be putting yourself and your business at risk!

Whether you're a sole proprietor working on your own, or a corporation with multiple locations, as a contracor you're exposed to liabilities that could affect your business. Contractors Insurance is designed to help mitigate risk and protect what matters most to you. This type of insurance offers protection in a variety of circumstances. Independent contractors can be held liable for various damages, which can lead to extreme financial loss without the proper coverage. Types of damages can include:

  • Bodily Injury 
  • Property Damage 
  • Tools & Equipment 
  • Third Party Liability

There are various types of insurance policies available for contractors. Some examples include:

Commercial General Liability Insurance

Helps cover legal fees if faced with injuries, fatalities or property damage caused by a contractor’s work.

Business Property Insurance

Helps cover costs of damage to a contractor’s business location, whether a home office, building or leased space. Types of incidents covered can include fire, theft, vandalism, flood, explosion and extreme weather damage.

Equipment and Tools Insurance

From computers backhoes, this type of insurance can help protect contractors from financial loss resulting from theft or damage of tools and equipment required for their business.

Commercial Auto Insurance

Commercial auto insurance offers protection if a company vehicle becomes damaged or stolen during work activities. If a contractor uses a personal vehicle during work duties, personal auto insurance may not offer coverage.

Professional Liability and Errors and Omissions Insurance

If a contractor makes an error or omits important information that negatively impacts a client, they are at risk of being sued. Professional liability and errors and omissions coverage can help cover costs associated with a lawsuit.

Cyber Event Expense Insurance

Managing operations online can help contractors save time, but it also opens their business to online security threats. Cyber insurance can help contractors against financial loss or liabilities, resulting from a cyber related event.

Common industries for Contractors Insurance include:

  • Electrical
  • Plumbing 
  • Roofing 
  • Heating & Cooling 
  • Flooring 
  • And many more!

Getting The Right Insurance For Your Business

Insurance coverage and premiums can vary greatly. That's why it's important that you get insurance specific to your industry, requirements and needs. Speak with an insurance expert from Best Buy Insurance to get knowledgeable advice that can help protect your business.