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Are you a contractor? Protect yourself and your business. Get a free contractors insurance quote. Contact Best Buy Insurance today!
Whether you're a sole proprietor working on your own, or a corporation with multiple locations, as a contracor you're exposed to liabilities that could affect your business. Contractors Insurance is designed to help mitigate risk and protect what matters most to you. This type of insurance offers protection in a variety of circumstances. Independent contractors can be held liable for various damages, which can lead to extreme financial loss without the proper coverage. Types of damages can include:
There are various types of insurance policies available for contractors. Some examples include:
Commercial General Liability Insurance
Helps cover legal fees if faced with injuries, fatalities or property damage caused by a contractor’s work.
Business Property Insurance
Helps cover costs of damage to a contractor’s business location, whether a home office, building or leased space. Types of incidents covered can include fire, theft, vandalism, flood, explosion and extreme weather damage.
Equipment and Tools Insurance
From computers backhoes, this type of insurance can help protect contractors from financial loss resulting from theft or damage of tools and equipment required for their business.
Commercial Auto Insurance
Commercial auto insurance offers protection if a company vehicle becomes damaged or stolen during work activities. If a contractor uses a personal vehicle during work duties, personal auto insurance may not offer coverage.
Professional Liability and Errors and Omissions Insurance
If a contractor makes an error or omits important information that negatively impacts a client, they are at risk of being sued. Professional liability and errors and omissions coverage can help cover costs associated with a lawsuit.
Cyber Event Expense Insurance
Managing operations online can help contractors save time, but it also opens their business to online security threats. Cyber insurance can help contractors against financial loss or liabilities, resulting from a cyber related event.
Insurance coverage and premiums can vary greatly. That's why it's important that you get insurance specific to your industry, requirements and needs. Speak with an insurance expert from Best Buy Insurance to get knowledgeable advice that can help protect your business.